Retirement Planning Advice in Scotland | Aberdein Considine Wealth
  • Make the most of your money.

    Aberdein Considine is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 142693. The FCA does not regulate tax planning, Wills or Trusts. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage. The information on this site is intended to be of general interest only and should not be considered as an offer, investment recommendation or solicitation, to deal in the shares of any securities or financial instruments. The value of your investments can fall as well as rise. Information on this website is intended for UK audiences only, and there is a risk for consumer harm if relied upon by consumers outside the region.

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Make your twilight years your highlight years

For Individuals & Families
For Individuals & Families

Retirement Planning

Our independent financial advisers are here to help you make a retirement plan that truly fits your needs, both today and in the future.

Our approach is simple; we listen, we understand, and we advise, so that together we can build the correct pension, investment and saving strategy to give you the lifestyle you want when you retire.

And because life is rarely straight-forward, we are always on hand – at the end of a phone or email – to help evolve your plans around whatever life throws at you.

Our mission is to help our clients make smarter and better informed decisions around their retirement plans, and you can be assured of a highly personal and wholly independent service.

Making the most of your money

Much of retirement planning evolves around pensions and tax allowances – maximising both is key.

You have a number of options available to access your pension from as early as 55. Your existing pension provider may offer you any of the following options:

  • Annuity – which is the traditional way to access your fund, providing a guaranteed level of income for life.
  • A lump sum – withdrawing up to 25% of your fund tax free.
  • Flexi-access drawdown – taking what you want, when you need it.
  • Phased tax free cash with income.
  • A combination of the above or a partial transfer – using part of your fund for one of the above options.

Alternatively, you usually have the option to transfer to another provider, who may offer more flexibility or better charges / annuity rates.

It all sounds a little complicated, but together we can map out a plan – taking in your savings, investments and other assets, to guide you in the right direction.

SPEAK TO US ABOUT RETIREMENT PLANNING
Why choose us?

Our client promise

At Aberdein Considine Wealth, we have a simple five-point promise to all of our clients.

Our Approach

  1. A free initial consultation for every client

  2. A personal and responsive approach

  3. Whole-of-market advice with no bias

  4. Experienced and friendly advisers

  5. Fees which are always transparent and fair

  • "Even though I was late in seeking retirement advice, Aberdein Considine Wealth was able to get my plans back on track. They helped me consolidate three small pensions into one pot which is now really delivering for me."

    A Crighton, retirement planning client
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Aberdeen: Blenheim House
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Aberdeen: Dyce
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Aberdeen: Main Office
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Aberdeen: Union Street
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Aberdeenshire: Banchory
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Aberdeenshire: Ellon
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Aberdeenshire: Inverurie
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Aberdeenshire: Peterhead
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Aberdeenshire: Stonehaven
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Aberdeenshire: Westhill
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Edinburgh: Elm Row
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Edinburgh: Lothian Road
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Edinburgh: Multrees Walk
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Glasgow: Byres Road
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Glasgow: Shawlands
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Glasgow: Waterloo Street
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Perth
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Stirling

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