Pension Advice in Scotland | Aberdein Considine Wealth
  • Make the most of your money.

    Aberdein Considine is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 142693. The FCA does not regulate tax planning, Wills or Trusts. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage. The information on this site is intended to be of general interest only and should not be considered as an offer, investment recommendation or solicitation, to deal in the shares of any securities or financial instruments. The value of your investments can fall as well as rise. Information on this website is intended for UK audiences only, and there is a risk for consumer harm if relied upon by consumers outside the region.

Legal
Property

Shape your tomorrow by making the right choices today

For Individuals & Families
For Individuals & Families

Pension planning is the process of preparing financially for retirement by setting up a strategy to ensure you have sufficient income when you stop working. It involves understanding different types of pension schemes, estimating future financial needs, and making informed decisions about contributions and investments. The goal is to create a stable and reliable source of income that will support your lifestyle and cover expenses during retirement.

There are various types of pension plans, including state pensions, workplace pensions, and personal pensions. State pensions are provided by the government based on your National Insurance contributions. Workplace pensions are offered by employers, often with contributions matched by the employer. Personal pensions are private plans that you set up independently. Effective pension planning requires considering factors such as your current financial situation, expected or target retirement age, desired retirement lifestyle, and potential risks. Regularly reviewing and adjusting your pension plan can help ensure it remains aligned with your goals and circumstances.

You are never too young to start planning for your retirement, and it pays to be aware of your pension provisions as you go through life. Even if you are not yet near retirement age, our Financial Planners can ensure that your current plans are set up in the most efficient way possible to meet your future goals, from designing investment strategies to consolidating existing pension arrangements in preparation for a comfortable life after work.

REQUEST A FREE CONSULTATION TODAY TO EXPLORE HOW WE CAN HELP.
Why choose us?

Our client promise

At Aberdein Considine Wealth, we have a simple five-point promise to all of our clients.

Our Approach

  1. A free initial consultation for every client

  2. A personal and responsive approach

  3. Whole-of-market advice with no bias

  4. Experienced and friendly advisers

  5. Fees which are always transparent and fair

Recommended reading

Should I consolidate my pensions in to one plan?

A common question asked by many who have worked multiple jobs throughout their life. We dig deeper into whether this should be a considered option for you.

Read article

  • "Aberdein Considine were recommended to us by a good friend who heard me complaining about the quality and cost of service I was receiving from other so called professionals. We took his advice and spoke to Allan Gardner and have not looked back since."

    S Girvan, pension advice client
offices

Aberdeen: Blenheim House
offices

Aberdeen: Dyce
offices

Aberdeen: Main Office
offices

Aberdeen: Union Street
offices

Aberdeenshire: Banchory
offices

Aberdeenshire: Ellon
offices

Aberdeenshire: Inverurie
offices

Aberdeenshire: Peterhead
offices

Aberdeenshire: Stonehaven
offices

Aberdeenshire: Westhill
offices

Edinburgh: Elm Row
offices

Edinburgh: Lothian Road
offices

Edinburgh: Multrees Walk
offices

Glasgow: Byres Road
offices

Glasgow: Shawlands
offices

Glasgow: Waterloo Street
offices

Perth
offices

Stirling

© 2025 Aberdein Considine . All Rights Reserved.

GET IN TOUCH