For Individuals & Families | Aberdein Considine Wealth
  • Contact Information
  • Head office Address:

    • 1st Floor, Blenheim House,

    • Fountainhall Road

    • Aberdeen

    • AB15 4DT

  • Phone Number:
    0800 046 1660
  • Email Address:
    info@acwealth.co.uk
  • Make the most of your money.

    Aberdein Considine Wealth Ltd (AC Wealth) is authorised and regulated by the Financial Conduct Authority, FRN 1012486. Company number SC720631. The FCA does not regulate tax planning, Wills or Trusts. The value of investments can fall as well as rise. The information on this site is intended to be of general interest only and should not be considered as an offer, investment recommendation or solicitation, or advice to engage with any financial instruments. This website is intended for UK audiences only.

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For Individuals & Families

For Individuals & Families
For Individuals & Families

Personal financial planning

Most people will have an inkling of what they would like to achieve with their money over the course of their life. This may be a rough idea of how much they want to have in their retirement pot so they can stop work at 60, or the desire to be able to finance their children through private school or higher education. Some may want to have an extravagant holiday every year to see the world, while some may just want to be able to afford modest hobbies or spend freely without careful budgeting.

Whatever your goals, having a comprehensive financial plan in place is paramount to accomplishing them.

Our Financial Planners will take the time to talk with you about your goals and aspirations, for the short, medium, and long term, and set about creating a plan for your finances that supports you in achieving these.

We will consider your financial situation, your personal circumstances, preferences and opinions, as well as your capacity to absorb financial risk as you go along your journey, and tailor a plan according to these personal and unique characteristics.

As AC Wealth is an independent advice firm, we look at the whole of market when considering what products, providers and strategies are best suited to contribute to the success of your financial plan. Our Financial Planners will also bring your plan to life through cashflow modelling, showing you the impact of actions and financial decisions over the longer term. Your plan may consist of several attainable scenarios you didn’t know were possibilities!

Once your financial plan is in place, your Financial Planner will review this with you each year as a minimum – adjusting for movements in your circumstances, changes of heart, additional goals, or even just updating of the existing ones. Your approach and strategies that were put in place will be reviewed to ensure they are still effective and suitable against any changes that have been made, and recommendations will be made if necessary to strengthen your financial plan.

Your financial plan will be the source point for all decisions you make in your financial journey, considerations and recommendations for investment planning, protection planning, tax planning and retirement planning are all intrinsically linked to your overall journey - and our Financial Planners will work with you to create a bespoke, adaptable plan designed specifically around you and your goals.

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Video

Cashflow planning explained

A cash flow plan is an assessment and projection of your assets, income, and expenditure over your lifetime. The aim is to assess how likely it is that you will be able to meet your essential and desired expenses every year.

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