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This emerged following research from LV= pensions and retirement specialist.
Its latest wealth and wellbeing monitor - a quarterly survey of 4,000-plus UK adults - found that:
LV= says higher income and lifestyle factors were important reasons for changing jobs, while the rise of working from home prompted many to think again their priorities.
Clive Bolton, managing director of savings and retirement at LV=, added:
“It’s understandable why many people have decided to change jobs or careers - and it is good to see more people taking control of their lives and making career choices that work for them.
“The jobs market is relatively buoyant, and the opportunities available along with rising wages make it easier for people to manage the financial aspects of their lives.
“The Covid-19 pandemic has been incredibly difficult for the nation and had a huge impact on the lives, personal finances and jobs of millions of people.
“The easing of lockdown restrictions means that, as life is slowly returning to normal, millions of people are reassessing their lives and careers.
“The majority of people in our survey who have changed jobs are now on higher pay, but a significant number took a salary cut.
“Taking a lower-paid job does not automatically mean your personal finances are affected, particularly if a new role does not include expensive commuting costs and leads to lower child-care costs.
“It is worth revaluating your personal finances, retirement and protection plans when changing jobs.
“A lower-paid role is likely to lead to lower employer contributions into your work pension - and it may be that you have to increase contributions to ensure the retirement you want.
“A higher-paid job can allow you to increase your pension contributions and attract larger contributions for your employer.
“Consulting a financial adviser about your pension plans when you change job is a good way to ensure your retirement plans stay on track.”